• Facebook
  • LinkedIn
  • Twitter
Concept Wealth Solutions Pty Ltd
02 8852 5711 Get in touch
  • Home
  • About
    • Our Team
    • Testimonials
  • Services
    • Insurance
    • Investments
    • Retirement Planning & Superannuation
    • Small Business Advice
    • Estate Planning
    • Ongoing Financial Advice
  • Our Approach
    • What Sets Us Apart?
    • Calculators
  • Contact

Insurance

There is a growing trend of under-insurance within Australia and recent statistics reveal the financial hardship families experience when a tragedy occurs.

  • 63% of respondents had less than a week warning prior to the event *
  • 43% only knew of the death after it happened *
  • Almost 1 in 4 children had to move schools within 2 years of a death in the family due to financial pressure *
  •  64% of deaths were the family’s main or equal financial provider
  • In the two years after the loss
    • 32% moved house as a result of financial pressure *
    • 56% went on few family outings *
  •  78% of those who did not have insurance agreed that in hindsight it would have helped if their parent/partner had life insurance *

* Source material

  • Picking Up the Pieces – Understanding the impact of parental death on children
  • Understanding the social and economic cost of underinsurance

Insurance is important for many reasons and becomes even more paramount for those married and or with children. Protecting your loved ones from financial hardship should be an integral part of your financial plan.  Concept Wealth Solutions can assist you to accurately assess your circumstances, calculate the appropriate level of insurance cover for you and your family and help you decide on the best protection.

  • Life Cover
  • Income Protection
  • Trauma Cover
  • Total and Permanent Disablement Cover

Whilst the prospect of illness, disability or death is unthinkable, being unprepared for the unexpected is even worse. Ensure your strategy reflects your circumstances and will provide for those closest to you.

Concept Wealth Solutions can help you with your insurance needs and the most tax effective way of paying your premiums. With the right insurance cover, you can avoid the need to draw on your investments should you suffer a serious accident or illness and to ensure your loved ones and dependants are cared for under the most unfortunate of circumstances.

As a Concept Wealth Solutions client, you’re guaranteed that our advice on all risk – business, death, permanent and total disablement, trauma and income protection insurance cover – is thorough. We can get quotes for you on term, disability and income protection insurance from all Australia’s major life offices.

We can also show you how to get your super fund to possibly pay for a lot of the insurance cover, thus saving your valuable after tax cash.

Aon-032

 

Information on this site may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

Get in touch

  • This field is for validation purposes and should be left unchanged.

About Us

We recognise the importance of safe guarding your financial wellbeing as well as your physical wellbeing. Everybody has different needs and ... Read more

Our Services

Welcome to Concept Wealth Solutions.  We are a privately owned Financial Planning group providing Comprehensive Financial Advice to Private and ... Read more

Meet Our Team

We have an experienced team of financial advisers/staff to ensure that the impact on your day-to-day life is minimal. Our staff chase up the banks, ... Read more

Our Location

Nexus Building, Suite 510
4 Columbia Court
Baulkham Hills, NSW 2153

02 8852 5711info@conceptwealth.com.au

Copyright 2022 Concept Wealth Solutions Pty Ltd Website By The DMA

  • Important information
  • Sitemap
  • Financial Services Guide

Concept Wealth Solutions Pty Ltd
ABN 23 128 089 672
Authorised Representative No. 320225
PO BOX 168
The Entrance North , NSW, 2261

Alliance Wealth Pty Ltd
ABN 93 161 647 007
AFSL 449221
Level 9, 10 Bridge St
Sydney, NSW, 2000